Episode 85: How To Buy A Home In The Current Real Estate Market, with realtor Alexandra Cote
The real estate market is crazy right now, but if there’s one thing we learned from today’s episode, it’s that home ownership is absolutely still possible right now, and there’s not necessarily a “good” or “bad” time to get into the market — if you can afford to get in, start building that equity, boo!
The real estate market is crazy right now, but if there’s one thing we learned from today’s episode, it’s that home ownership is absolutely still possible right now, and there’s not necessarily a “good” or “bad” time to get into the market — if you can afford to get in, start building that equity, boo!
But is it *really* more expensive to get into the market right now with current lending rates, or do the costs even out in a cooler buyers’ market? Tune in for some stress-busting answers.
As homeowners themselves, Gill and Cailyn both know how stressful it can be buying a first home, especially in a volatile economy. From hidden costs and mortgage options, to offer strategies when you find the right home for you, we get all the answers from licensed realtor, Alexandra Cote. Alexandra has been voted best realtor in Toronto in NOW Magazine’s Reader’s Choice Awards since 2016, and beyond helping her clients reach their real estate goals, she also works alongside the Government Relations and Affordable Housing Committees to create positive change in housing policies.
Join us as we chat about:
Gill and Cailyn’s journeys to home ownership
Avoiding being “house poor”
Navigating the current market and higher interest rates
Plans and incentives for first-time home buyers
Setting a budget for your home hunt, and hidden costs to consider
Mortgage term options, finding a broker, and getting preapproved
What to know about down payments
Creating a winning offer strategy
Negotiating conditions and inclusions in your offer
We hope this episode helps you feel a bit more clear and confident on your road to home ownership!
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Episode 37: How To Start Investing My Money
Sure, #selfcaresundays are good for the soul, but do you know what else feels good? Financial empowerment. So today we’re talking all things investing with millennial money expert, Jessica Moorehouse.
This is one of our most-requested topics and it’s no surprise why. In our recent Instagram poll, 80% of you said that you find investing intimidating — and we totally get that. A lot of us might believe that investing is only for super rich, middle-aged people, but we promise you that is not the case. It is SO key to start investing even the smallest amount while you’re young, so you can reap the benefits of those early investments later on in life. Hello early retirement!
This episode is brought to you by Dove
Sure, #selfcaresundays are good for the soul, but do you know what else feels good? Financial empowerment. So today we’re talking all things investing with millennial money expert, Jessica Moorehouse. This is one of our most-requested topics and it’s no surprise why. In our recent Instagram poll, 80% of you said that you find investing intimidating — and we totally get that. A lot of us might believe that investing is only for super rich, middle-aged people, but we promise you that is not the case. It is SO key to start investing even the smallest amount while you’re young, so you can reap the benefits of those early investments later on in life. Hello early retirement!
And as we learned in this episode, investing isn’t actually *that* complicated, so those who try to make it sound more difficult than it is have some sort of M.O. But we are ready to flip the script on that narrative to start building our financial skillset and investing with confidence!
Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, award-winning blogger, host of the More Money Podcast and founder of the Millennial Money Meetup, a series of empowering personal finance events. Her mission is to teach others how to take control of their lives by taking control of their money and we are here for that!
Tune in to hear more about:
The basic investing terminology you should know
How to tell when you’re ready to invest
The different types of investments people can buy
Types of investing accounts you should open
How to invest if you don’t have a ton of money
Understanding your risk tolerance and creating a balanced portfolio
The benefits of investing in increments VS going all in
The top 3 things people should look for when investing in a company
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